Service and fees

Initial meeting

We’ll sit down together so I can understand your financial goals and current situation, and so you can learn more about me and my services. This is a no-obligation opportunity for both of us to see if we’re the right fit.

Gathering the facts

With your permission, I’ll contact your existing providers and gather the key information I need. This allows me to analyse your current arrangements and prepare a personal proposal aligned with your agreed objectives.

Recommendations

I’ll present my findings and recommendations, showing you how we can work towards your goals. If you’re happy with the next steps, I’ll take your instructions and start implementing the agreed plan. The following charges apply only if you chose to proceed.

Initial fees

There will be a one off initial charge of 0.5 % of the assets invested, for developing and drafting your financial plan, including our recommendations.

  • subject to a minimum charge of £1,000
  • for example if I recommend a pension transfer which has a value of £200,000 the initial fee will be £1,000.

Ongoing fees

Ongoing service charge is 1% per annum of the assets on which we provide ongoing services.

  • For example if our ongoing service is applied to a pension valued at £200,000, the ongoing fee would be £2,000.
  • If the funds on which we provide ongoing service were above £500,000 this ongoing fee of 1% is discounted.

Ongoing service includes:

Periodic review and assessment of your financial circumstances and the ongoing suitability of your arrangements.

FEATURES

Services offered

Retirement and pension planning

Personalised plans, including cash flow modelling, to help you achieve your life goals while minimising the tax you pay.

Investment and wealth management

Portfolios designed around your tolerance to risk and financial objectives.

Protection
planning

Life insurance, critical illness cover, and income protection tailored to your situation.

Estate & inheritance planning

Minimising tax, arranging wills, & setting up lasting powers of attorney, Intergenerational plan & trust advice

Tax efficiency

Making the most of pensions, ISAs, allowances, and other tax-efficient vehicles.

Other

Business planning including exit strategies.
Workplace benefits review

 
Learn More

Regular valuation information and updates

Liaison with other professional advisers where appropriate and authorised by you.

Ongoing review

I’m always on hand when you need me. We’ll also have a formal annual review to make sure everything stays on track and your plans continue to reflect your evolving goals.

Call Us Now

+44 7590 818976

Helping you achieve what matters most

    Request a Call Back